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Do you know how your bank card operates? How is security of transactions ensured? And why a wrong amount of money can be deducted from your card when paying for goods abroad? These questions were answered by Dmitry Kochelaev, an ITMO graduate and the head of development at Solanteq, a company specializing in innovative payment solutions, in his open lecture for the Open Fintech series at ITMO University. Here are the keynotes.